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Home » Topics » Inside Mortgage Finance » Originations

Originations
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What We’re Hearing: Cut in Half, Ellie Mae’s Share Price / 1H 2019: A Challenge / Walking the Floor of the MBA Show / A Bullish Outlook for Servicing, Non-QM Lending / If Stocks Tank Further, Good Things Might Happen / High on Chris George’s ‘To Do’ List:

October 26, 2018
Paul Muolo
But putting the negativity aside for a minute, there are a couple of bright spots in the industry: Servicing valuations and non-QM lending...
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A Coming Sea Change? CFPB Considers Disparate-Impact Rulemaking

October 26, 2018
Yemeng Yang
If the CFPB issues a rule on disparate impact, there could be far-reaching implications, said Andrea Mitchell, a partner at Buckley Sandler…
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Commercial Mortgage Securitizations Slowed in 3Q18 but MF Surged

October 26, 2018
John Bancroft
Thanks to Fannie Mae and Freddie Mac, multifamily securitizations surged 44.7 percent…
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Short Takes: HUD Chief on GSE Reform / Carson’s Sober Take on Interest Rates / New Rez’s MSR Bet Paying Off? / In Love with a 4 Percent Mortgage / Incenter Executive Leaves for Blue Water

October 25, 2018
Paul Muolo
HUD Secretary Ben Carson had some sobering thoughts about low interest rates...
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Fed’s Beige Book: Rising Demand for Mortgages? A Slowdown for Dallas

October 25, 2018
Yemeng Yang
In contrast, Dallas has seen slowing demand for real estate loans...
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First-Time Homebuyers Start to Favor Conventional Loans with Mortgage Insurance Over FHA Loans

October 25, 2018
First-time homebuyers are now choosing conventional loans with private mortgage insurance more than FHA loans, according to researchers at Genworth Mortgage Insurance. The shift took place in the second quarter when, for the first time, loans with private MI became the leading product for FTHBs.
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Nonbanks Kept Growing Share in 3Q18 Market Where Lender Fortunes Varied Significantly

October 25, 2018
Although industry-wide mortgage production was relatively stable during the third quarter, lenders up and down the ranking reported significantly different trend lines. [Includes one data chart.]
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Mortgage Originations Started Losing Steam in 3Q18; Modest Declines Are Expected in the Coming Months

October 25, 2018
Mortgage originations tapered off slightly from the second to the third quarter of 2018, according to a new analysis by Inside Mortgage Finance. [Includes one data chart.]
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The Final Tally for 3Q18 Originations: $435 Billion. Modest Declines Expected in the Quarters Ahead

October 25, 2018
John Bancroft
The mortgage market was somewhat more top-heavy in the third quarter, with the top 25 lenders accounting for 57.7 percent of total production…
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State Regulators Try Again with Lawsuit Against OCC Aiming to Prevent Fintech Charters for Nonbanks

October 25, 2018
Brandon Ivey
John Ryan, president and CEO of the CSBS, compared the potential impact from the fintech charter to issues involving federal preemption of state laws in the lead up to the financial crisis.
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