Declining interest rates helped to boost refi originations in the third quarter. United Wholesale Mortgage more than doubled its refi business. Meanwhile, purchase-mortgage volume declined slightly. (Includes five data tables.)

The MBA is focusing on regulatory reforms to help reduce the cost of mortgages. There is also some hope that Congress will pass legislation addressing trigger leads.

Additional warehouse providers mean more choices for nonbank mortgage companies. But with mortgage rates headed north once again, will it matter all that much?

Despite low volumes and hints of trouble in the multifamily space, GSE profits remain remarkably healthy.

The study found that the Biden administration’s emphasis on reducing appraisal bias has generated some positive results.

Home sales and properties on the market increased as buyers and sellers prep for the seasonal slowdown in purchases.

Economist and former PIMCO CEO Mohamed El-Erian says the U.S. economy is the cream of the crop in the developed world. And the prospects for housing finance are also looking up.

As the timeline shrinks for the implementation of the new credit scores for GSE borrowers, anxiety grows among lenders and even FICO and VantageScore.

Mortgage originations typically decline from the second quarter to the third. This year, however, declining interest rates helped increase refinance production and prop up purchase-mortgage lending.

The new offering allows for a cash-out refi with an LTV ratio near 90% without borrower-paid mortgage insurance.