Mortgage originations rallied in the second quarter of 2018 with most lenders reporting solid gains from a sluggish start to the year, according to an exclusive Inside Mortgage Finance ranking and market analysis. [Includes two data charts.]

With nonbanks continuing to gain share in mortgage origination, servicing and securitization, their ability to raise fresh capital to appease government guarantors is becoming increasingly important – and comes at a difficult time.

Trends with housing inventory, home prices and interest rates appear to be holding back home sales and originations of purchase mortgages, according to industry analysts.

Should Fannie/Freddie profits be put in a government lockbox?

Among those weighing in on GSE capital: Michael Stegman, senior fellow at the Milken Institute, and former FHFA Acting Director Ed DeMarco...

Chris Boyle, chief client officer at Freddie Mac: “I don’t know how half of you make money.”

“Customers are more promptly and efficiently served when they contact their financial institution directly with a concern,” said the American Bankers Association…

At June 30, Flagstar serviced $120.3 billion in home mortgages, but 77.5 percent of that represents subservicing contracts…

Geneva Financial has a message for all loan officers: “Compensation isn’t everything … said no one!”

But AEI researchers weren’t the only ones throwing bombs…