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Home » Topics » Inside Mortgage Finance » Originations

Originations
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The Final Tally for 3Q18 Originations: $435 Billion. Modest Declines Expected in the Quarters Ahead

October 25, 2018
John Bancroft
The mortgage market was somewhat more top-heavy in the third quarter, with the top 25 lenders accounting for 57.7 percent of total production…
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Mortgage Originations Started Losing Steam in 3Q18; Modest Declines Are Expected in the Coming Months

October 25, 2018
Mortgage originations tapered off slightly from the second to the third quarter of 2018, according to a new analysis by Inside Mortgage Finance. [Includes one data chart.]
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Nonbanks Kept Growing Share in 3Q18 Market Where Lender Fortunes Varied Significantly

October 25, 2018
Although industry-wide mortgage production was relatively stable during the third quarter, lenders up and down the ranking reported significantly different trend lines. [Includes one data chart.]
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First-Time Homebuyers Start to Favor Conventional Loans with Mortgage Insurance Over FHA Loans

October 25, 2018
First-time homebuyers are now choosing conventional loans with private mortgage insurance more than FHA loans, according to researchers at Genworth Mortgage Insurance. The shift took place in the second quarter when, for the first time, loans with private MI became the leading product for FTHBs.
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Fed’s Beige Book: Rising Demand for Mortgages? A Slowdown for Dallas

October 25, 2018
Yemeng Yang
In contrast, Dallas has seen slowing demand for real estate loans...
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Short Takes: HUD Chief on GSE Reform / Carson’s Sober Take on Interest Rates / New Rez’s MSR Bet Paying Off? / In Love with a 4 Percent Mortgage / Incenter Executive Leaves for Blue Water

October 25, 2018
Paul Muolo
HUD Secretary Ben Carson had some sobering thoughts about low interest rates...
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Jumbo-Conforming Spread Closer than Perceived

October 24, 2018
Brandon Ivey
During the financial crisis, average interest rates on conforming mortgages were much lower than rates on jumbos…
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Industry Consultant Dave Lykken: Fourth Quarter will be a ‘Blood Bath’

October 24, 2018
Paul Muolo
Rick Roque, managing director of Menlo Company, sees tough times ahead as well...
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Short Takes: Honey, If You Put Any More Money Into that Mortgage Company… / Citadel (Officially) Branches Out into SBCL / $400 Million Next Year? / Fannie Mae Sees Ghost Companies / When Bullying Might Work (Trump and Powell)

October 24, 2018
Paul Muolo
Fannie Mae continues to mine for non-existent companies that might show up on the consumer loan applications submitted to its seller-servicers...
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Senate Banking Committee Hearing on GSE Pilots is Back On – Post Election

October 23, 2018
Paul Muolo
Cowen expects the next FHFA director to either terminate the GSE pilots or let them expire...
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