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Home » Topics » Inside Mortgage Finance » Originations

Originations
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Mortgage Grapevine: Reading the Origination Tea Leaves

December 5, 2019
Paul Muolo and Yemeng Yang

Profits and originations are starting to show slippage. Then again, it's yearend. Right?


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Correspondent Platforms, Retail Gain Share in 3Q19

November 27, 2019
John Bancroft
Wholesale-broker volume in the third quarter hit its highest level since early 2008 but lost market share with a relatively modest 16.7% increase from the previous period. (Includes six data charts.)
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Non-QM Lenders Expect Market Growth to Rocket

November 27, 2019
Brandon Ivey

The non-QM market has seen strong growth since it started in 2014 though the sector still accounts for less than 5% of total residential originations.


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FHFA Unveils 2020 GSE Loan Limit: $510,400, Up 5.38%

November 27, 2019
Dennis Hollier

It's official: the FHFA on Tuesday released the 2020 conforming loan limit: $510,400, up 5.38% year over year.


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Warehousers at Risk if Nonbanks Get FHLB Access?

November 27, 2019
Paul Muolo

Should nonbank mortgage firms be allowed to join the FHLB system? Hard to say, but if they gain access, the business of warehouse finance could be turned on its head. Or maybe not.


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1st Alliance Closes Amid Regulatory Dispute

November 27, 2019
Yemeng Yang

After a regulatory dispute over state licensing laws in Connecticut, a skeleton crew remains. But the firm is plotting a comeback, potentially in another state next year.


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CFPB to Assess Mortgage Disclosure Rule; Meaning?

November 27, 2019
Yemeng Yang

The CFPB plans to assess the effectiveness of the integrated mortgage disclosure rule, which is almost five years old. But be forewarned: It will not necessarily lead to elimination, or even modification.


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Agency Jumbos Erupt in 3Q; Loan-Limit Hike Is Pending

November 21, 2019
John Bancroft
The conforming-jumbo business was booming in the third quarter, especially at Fannie and the VA. Meanwhile, the FHFA likely will boost the conforming loan limit to over $500,000 for 2020. (Includes three data charts.)
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MLO Transitional Licensing Regime to Take Effect Next Week

November 21, 2019
Yemeng Yang
Starting next week, mortgage loan originators that move from banks to non-banks or between states can operate with temporary authority. But there may be potential compliance risks, warned attorneys.
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Mortgage Grapevine: If Only He Had Waited to Sell

November 21, 2019
Paul Muolo
The founder of PennyMac has been selling shares in the company. But after he did, the stock price climbed even higher.
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