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Home » Topics » Inside Mortgage Finance » Originations

Originations
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Uncertainty Clouds Spring Homebuying Outlook

April 9, 2026
James Dohnert
Pent-up buyer demand may help overcome some interest rate challenges and economic uncertainties this spring.
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Mortgage Brokers Spill the Beans on Credit Report Costs

April 9, 2026
Dennis Hollier
The Broker Action Coalition is asking its members to bring their credit report bills to the trade group’s Washington fly-in this month so DC politicians can see how much a monopoly costs.
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Two Harbors Opts for CrossCounty Offer; UWM Stews

April 9, 2026
Brandon Ivey
Two Harbors Investment faced difficulties obtaining shareholder approval for its acquisition by United Wholesale Mortgage after the latter’s stock price declined.
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High Demand for Mortgages Raises Rate, Processing Time

April 3, 2026
Dennis Hollier
Economists quantify the impact of demand shocks on lender-set rates and origination efficiency.
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Home Equity Loan Originations Decline in Fourth Quarter

March 26, 2026
Brandon Ivey
Even with a 9.0% decline during the fourth quarter, production of home equity loans in 2025 was up 25.1% on an annual basis. Both depositories and nonbanks had a hand in boosting production. (Includes three data tables.)
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Concerns Emerge for GSEs’ New Condo Rules

March 26, 2026
Dennis Hollier
Stakeholders believe that while the new rules will reduce insurance costs, they will raise other costs, including for condo dwellers who don’t plan to buy, sell or refinance.
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UWM Faces Competing Bids to Acquire Two Harbors

March 26, 2026
Brandon Ivey
CrossCountry Mortgage has swooped in with a superior bid, prompting United Wholesale Mortgage to revise its bid for Two Harbors.
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Grapevine: Flagstar Back in Warehouse Lending; FICO Probe

March 26, 2026
Brandon Ivey
Flagstar offering warehouse loans through partnership; senator investigating FICO; Waters wants conference committee for housing bill.
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Homebuilders’ Usage of Sale Incentives Stabilizing

March 20, 2026
James Dohnert
Homebuilders are optimistic that the spring homebuying season should boost profits and reduce incentive usage.
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Bank Regulators Propose Loosening Capital Requirements

March 19, 2026
Brandon Ivey
The proposals would reduce capital requirements of banks in terms of mortgages held in portfolio and for mortgage servicing. Federal banking regulators said the goal is to help banks better compete with nonbanks.
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