A new Fannie Mae study finds that consumers think mortgage underwriting requirements are more stringent than they truly are.

Treasury office considers reforms for title insurance; FHFA sets tenant protections for GSE multifamily borrowers; Biden administration calls for rent control; two states slow on index change.

The rule would require mortgage servicers to only pursue foreclosure as a last resort and increase disclosure requirements. Loss-mitigation application requirements would also be streamlined.

Federal regulators are working on a re-proposal of a rule that would adjust capital requirements for large banks.

The Supreme Court’s decision, overturning a deference that courts have provided to regulators for 40 years, should be a relief for the mortgage industry, according to an attorney.

Hedging-related inquiries from MSR holders are on the rise with a possible Fed rate cut in the wind.

While forbearance options helped many homeowners avoid foreclosure during the pandemic, alignment between programs could help.

The MBA wants significant changes to the Federal Financing Bank risk-sharing program. Reforms are also needed in the multifamily accelerated processing program, according to the trade group.

Consumers are showing increased optimism about the housing market, but supply challenges and interest rates hurt affordability levels.

SoFi expects to see further growth in its share of mortgage originations due to the acquisition of Wyndham Capital Mortgage, which provided SoFi with mortgage fulfillment processes.