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Report Shows Concerns Over Shuffling Of the CFPB’s Fair Lending Functions

April 19, 2018
Recent structural changes and new priorities at the Consumer Financial Protection Bureau will significantly reduce the bureau’s ability to police discriminatory lending, the Brookings Institute said.
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FHFA IG, Lawmakers Voice Concerns Over the FHFA’s Supervision of the GSEs; Call for More Stringent Guidance

April 19, 2018
The inspector general of the Federal Housing Finance Agency last week said the regulator of the two government-sponsored enterprises should set stricter guidelines for Fannie Mae and Freddie Mac, more like the approach taken by banking regulators.
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Strong 1Q Earnings for MGIC, but NIW Declines; Freddie’s IMAGIN Pilot Gets a Mention…

April 18, 2018
Paul Muolo
In 1Q18, MGIC wrote $10.6 billion of new MI policies compared to $12.8 billion in 4Q17 and $9.3 billion in the first quarter of last year.
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Complaints Filed with the CFPB Surged in 1Q18

April 18, 2018
Yemeng Yang
Acting CFPB Director Mick Mulvaney is considering removing the CFPB complaint database from public view…
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MBA Casts the Net Far and Wide for New Chief. Jeb Hensarling?

April 18, 2018
Paul Muolo
The way things stand today, those finalists include at least two industry veterans…
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Mortgage Industry Sees Promise in Blockchain Technology. Ranieri Enters the Space…

April 18, 2018
Brandon Ivey
MISMO noted that blockchain is based on digitized, distributed ledgers…
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MBA: Lower Lending Profits, and Fewer Firms Making Money

April 18, 2018
Paul Muolo
An ominous sign: 80 percent of mortgage companies surveyed earned a pre-tax financial profit for the year, compared to 94 percent tin 2016.
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Short Takes: FHFA IG Issues Heavily Redacted Report on GSE Cybersecurity / Ditech Worries about Cybersecurity / IBM Says Nothing About Seterus (Again) / What’s in a Title? Off with Their Heads!

April 18, 2018
Paul Muolo and Carisa Chappell
As a practice, IBM rarely says a word about Seterus...
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Ditech Finally Releases 4Q17 Results – A Loss and a Warning About 2018

April 17, 2018
Paul Muolo
Ditech added that under new leadership, the lender/servicer “continues to develop and execute various strategies to improve” its performance.
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Prime Non-Agency MBS Issuers Getting More Creative…

April 17, 2018
Brandon Ivey
Due diligence reviews can be costly, especially when the mortgages being produced are pristine.
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Latest Imf News

  • Primary MI Volume Up Somewhat in First Half of 2026

  • CFPB Director Nominee Johnson Details Priorities

  • GSEs’ MBS Investing Providing Backstop for Market

  • PrimeLending Takes Another Loss in 2Q, Originations Rise

More Imf News

Featured Data

  • LTV Ratios on GSE Deliveries Up in Second Quarter

  • Non-Agency MBS Issuance Declines Sharply in Second Quarter

  • Nonbanks Gain More Agency Servicing Share in Second Quarter

  • Ginnie Issuance Soars in 2Q; Purchase Mortgages Strong

More Featured Data

Featured Reports

  • Top Mortgage Players: 1Q26 (PDF)

  • Agency Seller-Issuer Profile: 1Q26 (PDF)

  • 2026 Mortgage Market Statistical Annual (PDF)

  • GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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