Thanks to rising interest rates, now may be the time for Flagstar to sell a huge block of servicing.

Yet another plan to reshape the mortgage market has been published, this one from noted housing economist Mark Zandi, and Ellen Seidman, once the nation's top S&L regulator.

Because of the "qualified mortgage" rule WesBanco may kill a charitable home loan program that has been in place since 1951.

In addition to having the most failed metrics, CitiMortgage was found to be in “widespread” noncompliance with the timeliness requirement to notify a borrower of any missing documents in his modification application.

While some banks have started to securitize jumbo mortgages, the vast majority of jumbo originations remain in portfolio.

PennyMac Financial must be rolling in the dough: the firm is handing out huge stock awards to its top officers.

Only a crazy person would speculate in GSE junior preferred stock. Meanwhile, Dr. Frankenstein reveals himself.

The treatment of balloon loans under new federal rules is one example where regulation is taking a broad brush approach that disadvantages community banks.

Former GSE regulator James Lockhart noted that only one “catastrophic” guarantor is needed, though he stressed that “you need more than one issuer.”

Residual income is the amount of money left after deducting a borrower’s housing and installment debt from gross monthly income.