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Inside Mortgage Finance
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Biden Nominates Thompson as Permanent FHFA Director

December 16, 2021
Dennis Hollier
President Biden’s choice has pleased mortgage industry and affordable housing advocates, who were largely critical of FHFA policy under conservative Mark Calabria.
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OIG Calls on CFPB to Improve Supervision of Nonbanks

December 16, 2021
Sam Manas
One of the recommendations: the Consumer Financial Protection Bureau should create a registry of nondepository institutions that fall within its jurisdiction.
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FHFA Tabulates Examples of Appraisal Bias

December 16, 2021
Dennis Hollier
Free-form text fields in appraisal documents frequently contain property descriptions that may violate fair lending laws.
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Turmoil Dims the Odds of Better.com Becoming Public

December 9, 2021
Paul Muolo
Better.com’s dream of becoming a public company is on shaky ground these days. Events of the past week include a large layoff conducted over Zoom and the CEO apologizing after making disparaging remarks about those he cut.
Read More

CFPB Wants to Help States Bring Enforcement Actions

December 9, 2021
Sam Manas
CFPB Director Rohit Chopra said the bureau is working toward allowing state attorneys general to bring claims under federal statutes.
Read More

SitusAMC, MBA Plot Lobbying Efforts for Mortgage Firms

December 9, 2021
Brandon Ivey
A mortgage company’s best chance at being heard in policy matters is to target the same four themes the Biden administration is using to drive policy decisions.
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New GSE Loan Limits Drive Up Fannie, Freddie Common

December 9, 2021
Dennis Hollier
Fannie and Freddie stock prices jumped (only briefly) on news the two entities will be able to buy loans worth close to $1 million in 2022.
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GSEs Refine Affordable Refi Programs

December 9, 2021
Dennis Hollier
Freddie Mac will implement a higher income threshold for its Refi Possible product for low-income borrowers beginning Jan. 31.
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Congress Reauthorizes NFIP Through Feb. 18

December 9, 2021
Monica Hogan
The National Flood Insurance Program was scheduled to expire on Dec. 3 You might say disaster was avoided, for now.
Read More

FHFA Sets 2022 Conforming Loan Limits 18% Higher

December 2, 2021
Dennis Hollier
The unprecedented increase has FHFA leadership thinking about the relationship between the conforming loan limits and home price appreciation.
Read More
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