The choice between FICO, VantageScore or using both has implications for both originators and the secondary market.

Government agencies and trade associations are warning the residential-finance industry to guard against the elevated risk of cyberthreats from Russian actors in the wake of that nation’s invasion of Ukraine.

The consortium of mortgage lenders hopes to have 20 Walmart locations by the end of year. The co-op also launched a credit reporting agency and loan automation service for members.

The first quarter ends in a few weeks and so far no top-ranked lenders have announced plans to sell. Is it just a matter of time or is something else afoot?

Regulatory oversight of nonbank mortgage lender/servicers has increased in recent years, but most of the actions have been uncoordinated. In the latest move, FHFA proposed financial standards for GSE seller/servicers.

The trend toward servicing outsourcing is continuing amid an MSR sale boom that could gain steam in the quarters ahead. (Includes data chart.)

America’s Moneyline claims officials of United Wholesale Mortgage had assured the broker that provisions of the controversial “all-in” agreement wouldn’t be enforced.

The sharp appreciation in home prices has lenders optimistic about the prospects for the reverse mortgage market.

Mortgage debt accounted for more than 80% of overall household debt in 2021, according to a new quarterly report by the Federal Reserve Bank of New York.

Just when you thought the rate picture was clear, it isn’t. Also, are lenders too slow to rightsize their staffs?