Rep. Scott Garrett, R-NJ, is concerned that Fannie and Freddie have resumed lobbying, at least in subtle ways.

Profit margins and a number of other mortgage banking metrics will continue to be stable in the first quarter of 2015, according to a Fannie Mae survey of senior executives at 192 lenders. “The share of lenders reporting a decreased profit margin outlook over the next three months appears to have remained relatively stable at around 30 percent since the second quarter,” Fannie said of the fourth-quarter survey results. Compliance costs, declining demand from borrowers and ...

The share of lenders reporting a decreased profit margin outlook over the next three months appears to have remained relatively stable.

The category of “incorrect information” continues to make up the lion’s share of the complaints, ICFPB found.

Okay, so maybe the reintroduction of 97 percent LTV loans is not a game-changer...

The CMC believes that servicers should not be required to verify flood insurance coverage on existing loans when the escrow option becomes effective.

Some banks pay between 50 and 80 basis points per loan. At the top end of the market are loan officers who earn between 150 and 200 basis points per transaction.

According to figures compiled by Inside Mortgage Finance, Wells Fargo was the nation’s largest home lender in the third quarter with $49.95 billion. JPM was a distant second.

A spokesman for Royce recently told IMFnews that the Congressman will look “to get something through the 114th Congress to put a stop to this…”

The 2013 GSE book of business is getting a lot more attention from Fannie Mae and Freddie Mac.