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Rising Flood Insurance Costs Trouble Borrowers

September 12, 2025
Shannon Clark
A growing share of homeowners are more concerned about increasing flood insurance premiums than actual flood damage to their properties, according to new research by the CFPB.
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RiskSpan Releases Agentic AI for MBS Data

September 11, 2025
Abby Zimmardi
The tool allows for more natural questions about MBS performance rather than requiring complicated coding.
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Newrez Increasing Non-Agency Master Servicing

September 11, 2025
James Dohnert
Non-agency MBS master servicing volume has steadily grown at Newrez since Rithm Capital launched the effort in 2023.
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Truist to Issue Its First Auto Loan CRT

September 11, 2025
Abby Zimmardi
Truist hasn’t issued a similar deal since its formation by merger. And U.S. Bank is marketing its second commercial and industrial loan CRT deal of the year.
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Making Sense of Occupancy Fraud

September 11, 2025
Dennis Hollier
Experts say financial incentives and public indifference contribute to the prevalence of occupancy fraud, but that the difficulty of proving intent limits prosecutions.
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Pulte Zeroes in on Credit Union Regulation

September 11, 2025
Shannon Clark
FHFA Director Bill Pulte raised concerns about unidentified risks posed by credit unions to financial markets.
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Hiring by Nonbank Lenders Tepid

September 11, 2025
Paul Muolo
Nonbanks aren’t exactly in a rush to hire new workers these days even though conventional rates are the lowest they’ve been in almost a year.
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MBA Backs Subservicer in Prepayment Lawsuit Appeal

September 11, 2025
Shannon Clark
A district court had ruled in favor of the subservicer, noting that the borrower lawsuit was “no more than a billing dispute.”
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FHA Definition Creates First Legal Deadline Problems

September 5, 2025
Emmeline Willey
A change to language guiding the application of partial payments to a delinquent FHA mortgage creates a conflict with the first legal deadline for servicers to begin foreclosure proceedings, said Donna Schmidt, managing director at DLS Servicing.
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HUD Seeks to Ease Chassis Requirement on Manufactured Homes

September 5, 2025
Emmeline Willey
The Department of Housing and Urban Development included a proposed rule in its spring regulatory agenda to restrict the steel chassis requirements for manufactured housing to the bottom floor of a multistory structure.
Read More
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