Earned wage access advisory opinion; civil penalty maximum adjusted; CFPB examining college-offered loans; final order in payments processor case; Bank of America class-action settlement.

Since the beginning of 2021, low interest rates fed a gusher of refinance and restructuring activity that totaled $230.29 billion...

The reason is simple: Higher interest rates have altered the competitive landscape...

The Pontiac, MI-based company is now offering what it calls "free" appraisals...

Questions raised by the appeals court judges suggest they believe the case should go back to a trial court to weigh the credibility of the evidence.

The central bank outlined plans to reduce the size of its balance sheet. It’s still unclear what impact it will have on the mortgage and MBS markets.

FINRA will implement margin requirements for trading of wide swaths of GSE MBS, including TBA transactions, specified pools transactions and collateralized mortgage obligations.

The Underserved Mortgage Markets Coalition has put together a list of actions the GSEs can take to meet their obligations under FHFA’s duty-to-serve program.

The Community Home Lenders Association believe the sharp increase in fees for second-home mortgages will impact middle-income families.

At the direction of FHFA, the GSEs are permanently integrating desktop appraisals into their automated underwriting systems.