Observable underwriting factors explain most racial and ethnic disparities in mortgage application denial rates, a new Fed study finds.

FHFA is betting the formerly proprietary appraisal data of Fannie and Freddie can help reduce bias in the marketplace.

By some estimates, the enterprises will have to increase guarantee fees by about 3 basis points to offset the lost revenue from FHFA's targeted elimination of LLPAs.

While the FHLBanks tout the utility of the system’s status quo, small independent mortgage bankers push a change that would give nonbanks access to FHLB credit without FHLB membership.

None of Fannie's multifamily CRT transactions has an exposure to storm damage exceeding 1% of UPB.

Prefunding reviews allow the lender to identify defects while the loan is being manufactured, potentially avoiding costly repurchases.

Automated payroll deposits and timely payment of utilities and cell phone bills are about to enter the mortgage underwriting process.

Freddie's latest NPL deal includes both guaranteed and unguaranteed tranches.

The top agency issuers in October: UWM, PennyMac and Rocket Mortgage...

Even though UWM grew originations in 3Q, loan production income fell to $172.4 million...