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Average First-Time Homebuyer Age Remains Consistent

January 2, 2026
Emmeline Willey
Despite differing metrics, the average age of first-time homebuyers are in their early-to-mid thirties.
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Industry, Consumer Groups at Odds on Section 1071 Changes

January 2, 2026
Shannon Clark
The proposal seeks to narrow the scope of the original rule's data collection requirements.
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Short Takes: FHLBank Chicago Opens Community Advance Product for 2026 / Equity Bancshares Completes Merger / 2025 Mortgage Rates Hit New Low / Independent Bank Corp. Appoints New EVP Retail Banking

January 2, 2026
Shannon Clark
The FHLB of Chicago's Community Advance product is accepting applications for the new year.
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Brokers Optimistic for 2026, Expect Non-QM Offerings to Expand

January 2, 2026
Abby Zimmardi
Brokers are feeling optimistic about 2026, due in part to the expansion of non-qualified mortgage offerings.
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Non-QM Performance Under Pressure

January 2, 2026
Abby Zimmardi
The non-qualified mortgage sector has exhibited significant performance pressure over the past two years. The sector has not yet faced material losses, though.
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ARM Originations Decline in Third Quarter, But Up YTD

January 2, 2026
Abby Zimmardi
Production of adjustable-rate mortgages declined slightly during the third quarter of 2025, but were up 40.7% through the first nine months of the year.
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Fix-and-Flip Market Weakens Amid High Interest Rates

January 2, 2026
Abby Zimmardi
Joel Berner, a senior economist at Realtor.com, said renovated homes still catch buyers’ attention, but financing the cost of those improvements at today’s rates is less appealing to price-sensitive shoppers.
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Short-Term Rental Market Is Seeing Strong Growth

January 2, 2026
Abby Zimmardi
As short-term rental lending grows, a valuation management company launched a form to make the appraisal process more accurate.
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Homeowners Want Flexible Home Equity Solutions

January 2, 2026
Abby Zimmardi
Homeowners said in a recent Hometap survey that traditional home equity solutions do not fit their needs and they are looking for more flexible finance options.
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News Briefs

January 2, 2026
Abby Zimmardi
The CFPB adjusted the appraisal exemption threshold; Velocity Financial agreed to sell UPB of non-performing loans and entered a third-party servicing mandate.
Read More
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