CFPB settles with student lender; CFPB sues Comerica Bank; The bureau returns $1 billion to harmed consumers; OCC publishes updated UDAAP booklet; CFPB Ombudsman’s Office releases annual report; Texas court denies request to lift stay on the credit card late fee final rule.

Freddie repurchases dropped in the third quarter as the GSE changed how it classifies loans with defects that have been cured by the seller. Withdrawn buyback claims were up. (Includes three data tables.)

Ginnie MBS issuance outpaced the GSEs beginning in 2022, a trend that holds to this day. (Includes two data tables.)

Some industry groups are calling for a legislative solution to ending the conservatorships; others say FHFA and Treasury can do it themselves.

Although FHFA’s re-proposed rule takes into account many industry comments, stakeholders are seeking more clarification.

The $2,500 credit will remain available to borrowers who aren’t first-time homebuyers through February 2025.

Ginnie Mae’s former acting president will help develop and implement mission-related activities at Freddie.

The council highlighted fintechs and nonbank mortgage servicers as potential threats to financial stability during times of stress.

The National Community Reinvestment Coalition urged the GSEs to provide more analysis and demographic data.

Retiring FHLBank New York CEO Jose Gonzalez is set to be replaced by current Office of Finance CEO Randy Snook.