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eNotes Expected to Dominate Mortgage Lending

June 6, 2025
Brandon Ivey
The MBA projects that nearly 30% of originations will be through eNotes in 2028, up from 10% now. eNotes can help reduce costs for lenders and improve customer service, according to industry participants.
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New Real Estate Firm Comes to Zown

June 6, 2025
Emmeline Willey
Canadian startup Zown is offering its low commission and downpayment assistance services in California, marking its entry into the U.S.
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Homes Subject to Climate Risk Seen as Overvalued

June 6, 2025
Abby Zimmardi
Homes in areas with climate risk tend to be overvalued during mortgage refinancing, according to a study from the Massachusetts Institute of Technology Center for Real Estate.
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GSE Reform Messaging Prompting Some Exhales

June 5, 2025
Dennis Hollier
In the wake of Trump’s social media posts pledging to retain the implicit guarantee for GSE MBS, industry analysts see signs for support for the administration’s plans for GSE reform.
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Dimon Predicts Problems for Bond Market, MBS Spreads

June 5, 2025
Paul Muolo
JPM chief Jamie Dimon warned the bond market could crack up one of these days because the White House seems to be ignoring America’s debt problem.
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Two Harbors Reserves Funds for Payment to Former Manager

June 5, 2025
Brandon Ivey
Two Harbors booked a nearly $200 million contingency liability after a court ruled that the REIT improperly ended a contract with its one-time external manager.
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Maryland Rescinds Guidance on Mortgage Trust Licensing

June 5, 2025
Abby Zimmardi
The move followed the enactment of House Bill 1516, which exempts passive and government trusts from the licensing requirements.
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ABS Backed With Oldies Show Stable Performance

June 5, 2025
Emmeline Willey
ABS tied to royalties from older music exhibit more stable performance than recent releases, according to KBRA.
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Servicing Sales Head North in June, Prices Too

June 5, 2025
Paul Muolo
Once again, MSR sales are on a tear. The reason: conventional mortgage rates near 7.00% and a feeling of take the money while you can.
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Trump Budget Would Reduce Some Housing Funding

June 5, 2025
Emmeline Willey
The White House released more details on its plan to reduce funding for the Department of Housing and Urban Development by $33 billion, as the Senate returns from recess to begin deliberations.
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