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Student Loan Repayment Changes May Affect FHA Borrowers

July 15, 2025
Emmeline Willey
Two new repayment plan structures for student loans disbursed on or after July 1, 2026, were included within the tax and spending bill.
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Trigger Lead Ban Close to the Finish Line

July 15, 2025
Shannon Clark
A ban on mortgage trigger leads looks to be getting closer to being signed into law.
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Short Takes: Mortgage Connect Developing Product for Fannie / Farmer Mac CFO Steps Down / CFPB Terminates Consent Order / Mortgage Credit Availability Shrinks

July 15, 2025
Shannon Clark
Mortgage Connect, a national mortgage servicer, is developing a new product with two companies for Fannie Mae's Title Acceptance program.
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Non-Agency Market Waiting on Crypto Move by GSEs

July 11, 2025
Abby Zimmardi
The GSEs look to follow in the footsteps of a handful of non-agency lenders by considering cryptocurrency holdings when underwriting mortgage borrowers. The impact on the mortgage market remains unclear.
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AGMIT Retaining Risk on Figure Securitization

July 11, 2025
Abby Zimmardi
Figure Lending issued a securitization of home equity lines of credit this week with AG Mortgage Investment Trust acting as the retaining sponsor, a once uncommon practice in the non-agency market that’s gaining traction.
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Real Brokerage Integrates Flyhomes’ Buy-Before-You-Sell Products

July 11, 2025
Abby Zimmardi
The Real Brokerage made an investment in Flyhomes and will offer the lender’s buy-before-you-sell products in the wholesale channel.
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News Briefs

July 11, 2025
Abby Zimmardi
ARDRI appoints new vice president of wholesale production; delinquencies on closed-end second liens rising; New York Mortgage Trust raises capital.
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Lenders Welcome Changes to FHA Appraisal, Underwriting Rules

July 11, 2025
Emmeline Willey
The mortgage industry expects deregulatory moves by FHA will speed up and lower costs associated with the loan origination process.
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Advocates Stress Vets Need More than Partial Claims

July 11, 2025
Emmeline Willey
Industry and veteran organizations said pending legislation that would authorize the Department of Veterans Affairs to create a partial claims program isn’t enough to close VA’s gap with other government-backed programs.
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FHA Softens Floodplain Standards for New Construction

July 11, 2025
Emmeline Willey
FHA eliminated restrictions placed on new construction in flood hazard areas and pulled back additional inspection requirements for properties in disaster areas.
Read More
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