The new data will help lenders determine the impact of the upcoming shift from a tri-merge credit reporting process to a bi-merge model.

The Seventh Circuit Court decision in CFPB v. Townstone Financial could broaden the scope of the Equal Credit Opportunity Act.

Big banks increased their mortgage originations in the second quarter. But halfway through the year, volume is down at many of the banks.

Many mortgage industry trade groups believe changing the mission of the Federal Home Loan Bank system is Congress’ responsibility rather than that of the FHFA.

The slowdown is part of a typical trend seen at federal regulators prior to a presidential election.

The Department of Housing and Urban Development charged Rocket Mortgage with appraisal bias in connection with a denied refinance application. loanDepot settled a similar charge with the CFPB this year.

A new Fannie Mae study finds that consumers think mortgage underwriting requirements are more stringent than they truly are.

The proposal includes some aspects supported by both servicers and consumer advocates and some provisions that could see pushback from servicers.

In a major victory for the CFPB, the appeals court decision reverses a prior ruling by a district court, reinstating the ECOA lawsuit.

CFPB rules are likely to face challenges and the bureau may shift to using enforcement actions as a form of policymaking.