With Senate Republican opposition to the structure of the CFPB showing no signs of faltering going into Congress’ spring break, speculation has begun to shift to what might happen at the bureau should the GOP again succeed in blockading Richard Cordray’s nomination as head of the bureau. The Democrat-controlled Senate Banking, Housing and Urban Affairs Committee last week approved, as expected, President Barack Obama’s nomination of Richard Cordray to be the director of the CFPB for a full, five-year term...

The National Labor Relations Board announced earlier this month that it will not seek en banc rehearing in Noel Canning v. NLRB, in which the U.S. Court of Appeals for the District of Columbia affirmed that President Barack Obama’s Jan. 4, 2012, recess appointments of three members to the board were unconstitutional. “The board, in consultation with the Department of Justice, intends to file a petition for certiorari with the United States Supreme Court for review of that decision,” the NLRB said. The petition is due...

A third non-agency, nonprime lender may come into being this year.

As part of the budget, an amendment passed the Senate that would prevent any hike in g-fees for non-housing issues.

Who is Phyllis Caldwell, and why is she being mentioned for the FHFA job?

Holding fixed-rate mortgages in portfolio was considered a dangerous practice for depositories, but no more.

The FHLB's MPF Xtra program – an alternative to the legacy Mortgage Partnership Finance program – saw volumes spike to $6.9 billion in 2012.

Even though the Consumer Financial Protection Bureau is an independent agency, that doesn't mean it gets a pass on IG audits.

With several new jumbo MBS deals in the works – from Redwood Trust, JPMorgan Chase and EverBank Financial – it would seem likely that a robust market might develop for the subordinate tranches of these transactions. But so far it’s been a case of plenty of interest in the instrument, but little in the way of available product.

Some underwriters in the private mortgage insurance space are rolling out new technology in their efforts to reacquire market share lost to the FHA even as market tidal forces continue to shift in favor of private MIs. Radian Guaranty, a subsidiary of Radian Group, has introduced its MI rate finder application, Radian Rates, for Android smart phone devices on Google Play. Designed as a mobile version of the company’s existing online rate finder, Radian Rates checks eligibility, compares options and automatically calculates the MI rate depending on the ...