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Skepticism Springs Eternal When It Comes to GSE Reform

August 9, 2024
Dennis Hollier
Housing finance aficionados may doubt Fannie and Freddie will ever exit conservatorship, but that doesn’t stop them from telling you what that exit would look like.
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Freddie Simplifies Loan Assumption Process

August 9, 2024
Dennis Hollier
LPA will now confirm loan assumptions for eligible borrowers, simplifying the process for servicers that aren’t sellers.
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GSEs Working to Control Risks From Variety of Threats

August 9, 2024
Dennis Hollier
Freddie’s head of third-party oversight and governance recently outlined the main counterparty risks faced by the mortgage giant.
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FHFA Information Security ‘Not Effective,’ Audit Finds

August 9, 2024
Dennis Hollier
A 2024 IT security audit found that FHFA still had several recommendations from prior audits remaining open.
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CFPB’s Title Insurance RFI Draws Mixed Responses

August 9, 2024
Shannon Clark
Shifting the burden of title insurance from borrowers to lenders may not provide the best overall cost savings, according to economists at the Urban Institute.
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What to Expect When You’re Expecting to Sell MSR

August 9, 2024
Paul Muolo
New to the servicing sales arena? Been keeping your portfolio forever and are ready to off-load some of it and book a gain? There’s a few basic things you should know.
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Vendors Offer New Income Verification Tools

August 9, 2024
James Dohnert
CoreLogic and Equifax launched new income verification tools ahead of an anticipated increase in purchase originations.
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Data Plays Big Role in Successful SPCP Design

August 9, 2024
Monica Hogan
Lenders should carefully consider geographic-specific data when crafting special purpose credit programs, according to an Urban Institute report on designing SPCPs.
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The Rising Cost of Having a Place to Call Home

August 9, 2024
Dennis Hollier
FHFA economists estimate that the average required monthly payment for a new mortgage rose 57% between 2022 and the end of 2023.
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As Bonds Rally, Lenders and Mortgage REITs Look Up

August 8, 2024
Paul Muolo
Finally, a true bond market rally and lower mortgage rates! Well, don’t bet the bank quite yet.
Read More
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