Originations of adjustable-rate mortgages in the past seven years have been well below production seen before the financial crisis. While low interest rates have contributed to limiting originations of ARMs, industry analysts suggest that other factors will continue to constrain ARM production even when interest rates rise. An estimated $41.0 billion in ARMs were originated in the first quarter of 2015, down 10.0 percent from the previous quarter and off ...

The FHA is either close to achieving full recovery or nearing collapse and needing a potential taxpayer bailout, depending on which of two opposing views is more persuasive. The conflicting views stem from the latest analyses of the FHA’s health conducted by Potomac Partners, a mortgage industry consultancy, and the American Enterprise Institute’s International Center on Housing Risk. Both reports looked into FHA risk, mortgage performance, delinquency rates ...

Prior to the financial crisis and the government takeover of Fannie and Freddie, some seller-servicers had “strategic alliance” deals that allowed them to pay under 15 basis points in g-fees...

Smith said his team has reviewed thousands of documents and interviewed at least nine Ocwen executives...

With Greece ready to crack up, it was thought that mortgage rates might plunge. But it hasn't happened yet...

Many in the industry wonder why it appears that access to credit remains so tight, seven years after the last financial crisis.

The rating service reviewed 70 aspects of underwriting, including minimum credit scores, loan limits, tax return standards and appraisal requirements.

Fitch raised its ABS rating share from 55.0 percent for all of 2014 to about the same level it had back in 2013.

According to figures compiled by Inside Mortgage Finance, at March 31, RoundPoint serviced $46.88 billion in home mortgages.

According to the RHS, the Internal Revenue Service action is meant to deter any fraud that might result from identity theft.