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GSE Footprint Expected to Shrink Under Trump

February 13, 2025
James Dohnert
FHFA may push Fannie Mae and Freddie Mac to increase LLPAs on mission-adjacent loans to drive more loan sales to the private market.
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McKernan Picked for CFPB; Staffers Protest Shutdown

February 13, 2025
Shannon Clark
Former FDIC board member Jonathan McKernan has been nominated to head the CFPB. Meanwhile a new acting director shut down all agency activities, spurring staff protests and lawsuits.
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UWM Open to a Big MSR Sale, But Will It?

February 13, 2025
Paul Muolo
UWM is pondering sales of $52 billion of product. Will other sellers follow suit or maybe opt for a bank-financing transaction?
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Another Big Hire for Cenlar: A Chief Banking Officer

February 13, 2025
Paul Muolo
Subservicing giant Cenlar created the post of chief banking and capital markets officer, hiring JB Long to man the post.
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Trump’s War on DEI May Cause Issues for SPCPs

February 13, 2025
Dennis Hollier
Regulators and lenders will have to figure out how to comply with non-discrimination laws without resorting to the use of DEI.
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Insurance Crisis Could Make Properties Unmortgageable

February 13, 2025
Namrata Bhatia
The rising homeowner insurance crisis could make getting affordable coverage or getting coverage at all difficult in some parts of the country and, by extension, make properties in those areas unmortgageable.
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Grapevine: APOR Confusion; Gould Nominated to OCC

February 13, 2025
Namrata Bhatia, Dennis Hollier, and Paul Muolo
Absent APOR figure, lenders and mortgage-backed securities buyers would be uncertain whether loans were QM.
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GSE CRT Activity Plummets in 4Q

February 13, 2025
James Dohnert
Fannie issued no Connecticut Avenue Securities during the final three months of 2024.
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States Moving Towards ‘Fair Access’ Legislation

February 13, 2025
Shannon Clark
Fair lending legislation has shifted gears towards ensuring all consumers have access to financial services regardless of their political beliefs.
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Onity Boosts Profits in 2024

February 13, 2025
James Dohnert
Onity's profits nearly doubled in 2024 despite losses in the fourth quarter.
Read More
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