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Private Student Loan Market Exposed to Federal Changes

August 14, 2025
Emmeline Willey
Market participants are limiting the reach of federal student loan programs to spur more private loan activity, but borrowers with lower credit scores might get left behind.
Read More

Merger Rumors and a Possible GSE IPO

August 14, 2025
Dennis Hollier
Industry stakeholders puzzle over the implications of the Trump administration’s plans for a quick public offering of the GSEs.
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Pulte Suggests GSE IPO Will Be Small, If It Happens

August 14, 2025
Dennis Hollier
The FHFA director said the Trump administration's planned sale of GSE stock would be small, if it happened at all.
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Insurance, Property Taxes Driving Rise in Delinquencies

August 14, 2025
James Dohnert
Industry executives believe artificial intelligence can improve risk management and help reduce insurance premiums and property taxes.
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Servicers Struggle With Retention as Borrower Profiles Change

August 14, 2025
Abby Zimmardi
The retention rate dropped to 23% in the second quarter of 2025, with many servicers losing out on cash-out refinances.
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CFPB Expected to Be Constrained Under Trump

August 14, 2025
James Dohnert
The Trump administration is reducing regulation of nonbank lenders, leaving the task to state regulators.
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Large Package of Healthcare MSRs on Offer

August 14, 2025
Paul Muolo
Selling mortgage servicing rights attached to healthcare and multifamily loans is a rare event.
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GSE Merger Rumors? GAMC (Not GMAC)

August 11, 2025
Dennis Hollier
Although President Trump didn’t specifically mention a merger, that appears to be the implication of the post.
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Agency MBS Issuance Down Almost 6% in July

August 11, 2025
John Bancroft
Among the top 10 agency MBS issuers in July, just one was owned by a federally insured depository: Amerihome.
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Trump Nominates Cassidy to Lead FHA, Gormley for Ginnie

August 8, 2025
Emmeline Willey
Frank Cassidy and Joseph Gormley have been serving as informal leaders of FHA and Ginnie Mae, respectively, for months.
Read More
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