The next step to revise capital requirements for large banks is undetermined, two mortgage efforts at the CFPB will fall to a Republican appointee and FHFA’s planned reforms for the FHLBanks face uncertainty.

The largest mortgage asset exchange will bring trended data to hundreds of lenders and investors.

The National Credit Union Administration’s Division of Fair Lending Supervision next year will focus on credit unions that have recently expanded into underserved areas.

The re-proposal elicited just three comments, unlike the flood unleashed by the initial proposal.

Cardinal Financial issued the first Ginnie Mae MBS backed by VA loans with FICO 10 T credit scores.

Automatically increasing the caps for loans to be eligible for sale to the GSEs increases access to mortgage credit, but at the expense of increasing home prices.

Housing experts ponder how the Trump administration will impact lenders and the housing market.

If past is prologue, the Federal Housing Finance Agency’s plan to hire as many as 141 employees may only be aspirational.

The former Freddie executive said eliminating mortgage servicing rights, or transferring them to the GSEs, would eliminate the need for nonbank mortgage servicers to make servicing advances on delinquent loans.

The Trump administration and Republican leadership in both houses of Congress will likely lead to the reversal of many Biden-era fair lending and equitable finance rules and guidelines, but affordable housing is still a bipartisan issue.