The Federal Housing Finance Agency has withdrawn the controversial fee the GSEs planned to charge based on a borrower’s debt-to-income ratio.

Disagreements about the Federal Housing Finance Agency’s new pricing grids for Fannie Mae and Freddie Mac highlight differences between Democrats and Republicans.

Technology and mortgage industry experts will team up to develop solutions to improve the digital mortgage experience, reduce costs and improve access to mortgage finance.

Industry stakeholders believe the new upfront fee changes are unworkable and penalize more qualified borrowers.

The rulemaking process will help make current policy more durable, reducing the likelihood future administrations reverse existing fair housing regulation.

The government-sponsored enterprises initiated fewer forbearance plans for their borrowers in January than in December 2022, according to a new foreclosure prevention report from the Federal Housing Finance Agency.

Industry stakeholders have welcomed the FHFA’s plan to make payment deferrals a regular part of loss mitigation. MBA suggested more standardization of workout options is in order.

The pandemic-era tool will now become a standard part of the GSEs' loss-mitigation strategy.

FHFA economists suggest originators may have better pricing technology than Fannie and Freddie.

Failed banks and interest rate risk; DOJ-Sterling Bank settlement; big banks boost First Republic; ICE to fight FTC over Black Knight deal; FHFA delays DTI fee; Guaranteed Rate offering fast approvals.