A House subcommittee’s hearing this week focused on loan-level price adjustments set for the GSEs. While Republicans raised concerns with recent LLPA changes, Democrats defended the changes.

The Mortgage Bankers Association has raised concerns about GSE pricing for third-party originations in a comment letter to FHFA as the agency undertakes changes to its enterprise regulatory capital framework.

The Federal Housing Finance Agency has withdrawn the controversial fee the GSEs planned to charge based on a borrower’s debt-to-income ratio.

Disagreements about the Federal Housing Finance Agency’s new pricing grids for Fannie Mae and Freddie Mac highlight differences between Democrats and Republicans.

Technology and mortgage industry experts will team up to develop solutions to improve the digital mortgage experience, reduce costs and improve access to mortgage finance.

Industry stakeholders believe the new upfront fee changes are unworkable and penalize more qualified borrowers.

The rulemaking process will help make current policy more durable, reducing the likelihood future administrations reverse existing fair housing regulation.

The government-sponsored enterprises initiated fewer forbearance plans for their borrowers in January than in December 2022, according to a new foreclosure prevention report from the Federal Housing Finance Agency.

Industry stakeholders have welcomed the FHFA’s plan to make payment deferrals a regular part of loss mitigation. MBA suggested more standardization of workout options is in order.

The pandemic-era tool will now become a standard part of the GSEs' loss-mitigation strategy.