The nonbank share of GSE servicing peaked early in 2022. Later in the year, large banks regained some share. (Includes two data charts.)

The Michigan mortgage giant is one of several major lenders gambling that the opportunity to lower rates will attract more homebuyers.

SCOTUS declines appeal of net worth sweep case, effectively ending GSE shareholders' takings argument.

Only two major mortgage lenders — PennyMac and CitiMortgage — managed to deliver more loans to Fannie Mae and Freddie Mac in the fourth quarter than in the third. (Includes two data charts.)

Higher upfront fees and new seasoning rules on cash-out refinances make it harder for homeowners to use the equity in their homes.

Retail lending took another precipitous drop in the third quarter. But the fall is more of a return to the norm after heady days fueled by refinances. (Includes data chart.)

Sellers and homebuilders are increasingly reaching for an old mortgage tool to make their homes more attractive to potential buyers.

Sales of refinance loans plummeted to the lowest level in at least eight years. But purchase-mortgage sales had a bad month too. (Includes two data charts.)

A perfect storm in the mortgage market could spur industry consolidation in the next year, according to a recent Keefe, Bruyette & Woods report.

Issuance of new Ginnie Mae mortgage-backed securities fell 10% in the third quarter. Purchase-money activity climbed at both FHA and VA, but not enough to offset declines in loan mods and cash-out refinances.