United Wholesale Mortgage expects to receive more than $1.8 billion in proceeds, which it said will go toward paying down debt.

The top two GSE sellers — on both quarterly and year-to-date bases — remain Rocket Mortgage and United Wholesale Mortgage.

AmeriHome Mortgage, one of just two banks among the top 10 GSE sellers in the third quarter, was also the only top 10 seller with a sequential increase in deliveries. (Includes two data tables.)

Vandad Fartaj will lead capital market initiatives and investment strategies, with an emphasis on mortgage servicing rights.

The sharp decline in home price appreciation makes it possible that lenders’ early-bird loan limits for 2027 will come in above the 2026 conforming loan limits.

Critics argue that applying the same LLPA pricing grids to VS4 and Classic FICO will camouflage, but not eliminate, the added credit risk associated with the typically higher VS4 score.

In recent weeks many lenders increased their loan limits for conforming loans ahead of anticipated increases by FHFA.

Fannie Mae and Freddie Mac securitizations jumped 11.1% last month, reversing a three-month declining trend. On a year-to-date basis, GSE sales were up 22.5% from the first eight months of 2025. (Includes two data tables.)

Industry stakeholders say credit score changes are positive, but still face operational and market challenges.

MBA CEO Bob Broeksmit came to the defense of the FHA program and nonbank participants after the Wall Street Journal’s editorial board suggested nonbanks had engaged in risky underwriting under the government guarantee.