New definitions in the amended rule will expand the number of colonias eligible for credit under the duty-to-serve obligations of the GSEs.

The new rule changes the definition of "colonia" and "rural area" to ensure more of these impoverished, predominantly Latino communities are covered under the regulation.

The regulator proposed a more standard, nationwide definition of “colonia” to make it easier for the enterprises and lenders to identify communities where their activities are eligible for credit under DTS.

Urban Institute researchers said the reliance on personal loans to finance manufactured housing adds to inequity in affordable housing.

Affordable housing advocates say Fannie Mae and Freddie Mac should do more to prevent investors from exploiting loopholes to profit off of LIHTC-funded properties.

Agencies and regulators are seeking stakeholder input on how to improve lending and securitization in the manufactured home space.

Fannie and Freddie bolstered their affordable housing acquisitions in 2021; FHLB not so much.

Both Fannie Mae and Freddie Mac plan to base much of their equitable housing finance efforts on existing pilot programs.

Much of the White House plan to increase housing supply has been cribbed from the enterprises' duty-to-serve plans.

The White House action plan for increasing the supply of affordable housing largely piggybacks on the duty-to-serve plans of Fannie Mae and Freddie Mac.