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Home » FHA, PMI Serve Different Market Needs
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FHA, PMI Serve Different Market Needs

May 19, 2023
Monica Hogan
FHA lending is concentrated on borrowers with loan-to-value ratios greater than 95%, while private MI activity is focused on borrowers with LTV ratios between 85% and 95%, according to an analysis by Inside FHA/VA Lending of agency mortgage-backed securities disclosures.
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