Skip to content
Sign In
Create Account
Sign Out
My Account
Cart
Inside Mortgage Finance
MBS & ABS
The GSEs
The CFPB
Mortgage Trends
FHA/VA Lending
Nonconforming Markets
Data
Subscribe to Data
Home
» CFPB Rules May Have Driven Small Banks Out of Mortgages
Looking to read the full article? Register for free access to IMFnews content today!
CFPB Rules May Have Driven Small Banks Out of Mortgages
January 4, 2021
Yemeng Yang
The FDIC’s community bank study shows that an unusually high percentage of small community banks reduced their residential holdings after the 2008 financial crisis. Reason: high compliance costs due to the large volume of new mortgage rules.
News
Inside the CFPB
Regulation
TRID
Ability to Repay
Purchase this article for $55.00
Subscribe To The Newsletter
Latest Imf News
Residential MBS Issuance Declines Slightly in First Quarter
Originations Up on Annual Basis in 1Q at Chase, Wells
Trump Admin Plans to Constrain Home Price Appreciation
Sales of Existing Homes Decline in March
More Imf News
Featured Data
ARM Production Bounces Back in Fourth Quarter
Home Equity Loan Originations Decline in Fourth Quarter
GSE Seller Buybacks and Unresolved Claims Decline
Profits Sag at FHLBanks in Fourth Quarter
More Featured Data
Featured Reports
Mortgage Profitability Report 4Q25 (PDF)
Agency Channel Analysis: 4Q25 (PDF)
IMF Mortgage Directory: Full interactive database
IMF HMDA Dashboard: 2024
More Latest Reports
Featured Poll
As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?
Yes, it’s a great opportunity.
We’re already in on the action!
No, it’s out of our wheelhouse.
View Results