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Home » Most Bank MSR Holdings Are Small Enough to Avoid New Capital Requirements, Federal Regulators Find
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Most Bank MSR Holdings Are Small Enough to Avoid New Capital Requirements, Federal Regulators Find

July 14, 2016
Capital requirements that are set to take effect in 2018 for bank holdings of mortgage servicing rights won’t prompt changes to servicing activities or portfolios at most banks, according to a new analysis by federal regulators. The report by four federal banking regulators on the effect of capital rules on MSR assets was prompted by the omnibus spending bill that was signed into law in late 2015. The banking regulators examined a number of MSR trends and determined that the current regulatory course is sufficient. At the start of 2018, capital requirements for banks will get...
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