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Home » Topics » GSE MBS Characteristics » Files

GSE MBS Characteristics

GSE Credit Score Comparison: 2023-2025 (Spreadsheet)

October 1, 2026

Comparison of average scores for five models: Classic FICO, VantageScore 4.0, FICO 10T and the proprietary models of Fannie Mae and Freddie Mac. Breakouts by GSE by purpose.

GSE Credit Score Comparison: 2023-2025 (PDF)

October 1, 2026

Comparison of average scores for five models: Classic FICO, VantageScore 4.0, FICO 10T and the proprietary models of Fannie Mae and Freddie Mac. Breakouts by GSE by purpose.

GSE New Business Trends by Loan Purpose: 2014-July 2026 (PDF)

August 21, 2026

Marketwide numbers. Dollar volume for purchase and refinance mortgages. Includes unpaid principal balance and average FICO score, debt-to-income and loan-to-value ratios for each loan purpose. Monthly numbers beginning 2023.

GSE New Business Trends by Loan Purpose: 2014-July 2026 (Spreadsheet)

August 21, 2026

Marketwide numbers. Dollar volume for purchase and refinance mortgages. Includes unpaid principal balance and average FICO score, debt-to-income and loan-to-value ratios for each loan purpose. Monthly and annual numbers.

GSE Single-Family Mortgage Pool Characteristics: 2005-4Q25 (PDF)

April 14, 2026

Breakdown of single-family mortgage pool characteristics for each of the GSEs, including volume by product type (fixed-rate, adjustable-rate and refi) and data on characteristics (loan size, loan-to-value, FICO). Includes MBS share for ARMs and refis. Quarterly data beginning 2016.

GSE Single-Family Mortgage Pool Characteristics: 2005-4Q25 (Spreadsheet)

April 14, 2026

Breakdown of single-family mortgage pool characteristics for each of the GSEs, including volume by product type (fixed-rate, adjustable-rate and refi) and data on characteristics (loan size, loan-to-value, FICO). Includes MBS share for ARMs and refis. Quarterly data beginning 2011.

GSE Social History Scores: 2010-2022 (Spreadsheet)

December 22, 2022

Comparison of average social density index scores and average social criteria index scores reported by each GSE per year. Includes scores for active pools and all pools as well as remaining principal balance for active pools.

GSE Social History Scores: 2010-2022 (PDF)

December 22, 2022

Comparison of average social density index scores and average social criteria index scores reported by each GSE per year. Includes scores for active pools and all pools as well as remaining principal balance for active pools.

GSE Loan Characteristics: Investment-Property Mortgages: 1Q17-18 Data PDF Format

August 22, 2018
Volume of unpaid principal balance; average FICO score, debt to income and loan to value ratios; and total volume by purpose (purchase and refi).

GSE Loan Characteristics: Investment-Property Mortgages: 1Q17-18 Data Spreadsheet Format

August 22, 2018
Volume of unpaid principal balance; average FICO score, debt to income and loan to value ratios; and total volume by purpose (purchase and refi).
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