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Ability to Repay

More Uniformity Needed Between QM Standards from CFPB, HUD

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Private MI Companies Push for Change to QM Points- And-Fees Calculation, Aligning GSE and FHA Standards

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Non-QMs Poised for Growth as Refis Decline

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CFPB Official Warns Borrowers About Subprime Mortgages

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Other News in Brief

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FHA Primes Lenders for LRS, Defect Taxonomy; System to Go Live in 2Q

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Replacing DFA Mortgage Rules Without Replacing Them Threatens RMBS Credit Quality, Moody’s Says

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CHOICE Act 2.0 Would Disembowel CFPB, Hensarling Would Use Budget to Push Through

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Trump Goes After Dodd-Frank Regulations, CFPB Impact Unclear

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MBS and ABS Sectors Adjusting to Risk-Retention Requirements, Some Avoiding Horizontal Option

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Industry Supports Trump Review of Dodd-Frank; Will There Be a Repeal of ATR, QM, QRM?

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Higher Interest Rates May Prompt Banks to Unload Fixed-Rate Product, Result in Fewer GSE Refis

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