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Ability to Repay

MBS Trading Volume Weak in July, Hitting a New Low For the Year. A Growing Concern: Turmoil in Washington

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Chase, Wells Call for Changes to ATR Rule

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New Issuers Poised to Enter Non-Agency MBS Market Bringing Deals Backed by Jumbo Loans and Non-QMs

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USMI Seeks One QM Rule for All

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With Refi Activity Declining, Some Nonbanks Turn to Non-QM Lending to Boost Originations

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Non-Agency MBS Issuance May Grow in 2017 But a Major Revival Still Looks Years Away

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New Residential Goes Whole-Hog into MSR While Largest REIT MBS Investor Takes a Different Tact

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SFIG Raises Questions About Underwriting Self- Employed Borrowers Under CFPB’s ATR Rule

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Impac Aims to Issue a $400 Million Non-QM MBS

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USMI Urges CFPB to Include Fed Agencies in ATR/QM Assessment

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Industry Trade Groups Call on CFPB to Address ATR/QM’s GSE Patch, One Way or the Other

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Industry Officials Call for Revisions to CFPB’s Many Mortgage Regulations

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