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Taxable

Bethpage Credit Union Adds First Lenders Appraisals

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New Call Center Service Made Available to Smaller Firms

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Mortgage Securitization Volume Slows Again in 4Q04, Brings Year in 32% Behind 2003 Record

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Fannie Mae’s Capital Shortfall Expected to Make Some Room in MBS Market for Other Investors

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MBS Demand From New Investor Classes Helped Drive Spreads Tighter in 2004

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Final MBS/ABS Rule Requires All Parties to Transaction To Be Responsible for Their Own SEC Compliance

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BMA Proposes ‘Low-Cost’ Changes To Improve Ginnie MBS Program

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Freddie Mac Dominates Agency-Backed REMIC Issuance in 2004; UBS Keeps Underwriting Title

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Freddie Mac’s Share of GSE Mortgage Securities Market Re-bounded in 2004

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Agency-Backed REMICs in December

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Non-Agency MBS in December

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Fannie Mae’s Accounting and Management Problems Add Momentum to GSE Reform Efforts in 2005

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