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Inside FHA/VA Lending

November 14, 2025

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October Ginnie Issuance Buoyed by Refis

Issuers produced $47.87 billion of new Ginnie Mae single-family MBS in October, the highest monthly volume so far this year. Refis accounted for 31.9% of the new issuance. (Includes two data tables.) Read More

More FHA, VA Borrowers Underwater

As delinquencies and foreclosures rise, more homeowners using FHA- and Department of Veterans Affairs-backed mortgage loans hold negative equity positions. Read More

HUD Delays Energy Efficiency Standards for Further Review

The Department of Housing and Urban Development pushed back the compliance date for updated energy standards to 2026 while it reviews industry feedback. Read More

Bank of Glen Burnie Looking to Boost Mortgage Lending

The Bank of Glen Burnie, a Maryland-based lender, expects to substantially grow its residential mortgage business through its recent acquisition of brokerage VA Wholesale Mortgage. Read More

AEI Scrutinizes FHA Partial Claims as Usage Rises

Rising usage of FHA partial claims raised flags for American Enterprise Institute Senior Fellow Tobias Peter amid an ongoing audit of FHA’s efficiency at tracking and collecting the claims. Read More

Trade Groups Reflect on Shutdown Disruptions

CHLA called on Congress and federal agencies to work together to correct “budgetary anomalies” that cause certain lending programs to be frozen during shutdowns. Read More

Half of Vets Unaware of VA Loan Zero-Down Option: Report

Lender Navy Federal Credit Union surveyed servicemembers and veterans, finding many aren’t aware of the main benefits of home loans backed by the Department of Veterans Affairs. Read More

Around the Industry

FHA application share grows; FHA Loan Review System back online; NAR warns of post-shutdown bottleneck; USDA Rural Development nominee testifies. Read More

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