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Inside FHA/VA Lending

October 31, 2025

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Ginnie Removals Up in 3Q; FHA Delinquent Loans Lead

Borrower payoffs continued to make up the bulk of removals from Ginnie MBS. But the increase in third-quarter volume was led by FHA loan removals for delinquencies and foreclosures. (Includes two data tables.) Read More

FHA, Ginnie Nominees Hedge in Senate Testimonies

FHA Commissioner nominee Frank Cassidy and Ginnie Mae President nominee Joseph Gormley testified before a Senate committee this week, relying on stock language or otherwise sidestepping in their responses. Read More

Pennymac to Recognize Disabled Veteran Tax Exemption

Pennymac is allowing disabled veterans to use their anticipated property tax exemption for loan qualification purposes in certain states. Read More

Multifamily FHA Borrowers in Limbo

Developers planning to apply for FHA financing for multifamily units have to wait until Congress reaches an agreement to fund the government, prompting an application backlog. Read More

USDA Lender Offering Free Lock Extensions During Shutdown

Click n’ Close is offering free rate lock extensions as the government shutdown puts the USDA home loan program on hold. Read More

MBA, NRMLA Push Google to Allow Age-Targeted HECM Ads

The Mortgage Bankers Association and the National Reverse Mortgage Lenders Association requested that Google modify its rules to permit advertising FHA home equity conversion mortgages to seniors. Read More

FHA Foreclosure, Application Stats Weaken

FHA foreclosures are on the rise, accounting for 38% of all active foreclosures in September. Read More

Around the Industry

Former VA LGY leader passes away; HUD extends program updates. Read More

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