September 19, 2025

Retail Channel Gains Share in Government Market in 2Q

The expansion of government-insured lending through the retail channel in the second quarter outpaced growth in correspondent and broker channels. (Includes data table.) Read More

FHA Chases Affordability Through Deregulation

FHA plans to improve housing affordability by removing proverbial red tape, according to Matt Jones, FHA deputy assistant secretary for single-family housing. Read More

EPM Taking Steps to Get Its FHA Direct Endorsement Restored

Equity Prime Mortgage said the delinquency ratios that triggered FHA to terminate its direct endorsement authority in some areas do not capture the financial pressure many borrowers are under. Read More

Servicers Prepare for FHA Waterfall Changes

Mortgage servicers have been putting in the hours to prepare for FHA’s expedited rollout of its new loss-mitigation waterfall beginning next month. Read More

HECM Lending Slips in Second Quarter

Endorsements of FHA home equity conversion mortgages fell overall in the second quarter of 2025, although purchase HECMs saw double-digit gains. (Includes three data tables.) Read More

MISMO Seeks Comment on Government Servicing Dataset

The Mortgage Industry Standards Maintenance Organization has a new data framework for servicers of government-backed loans. Read More

CHLA Supports Condo Certification Reciprocity

The Community Home Lenders of America suggested that the Trump administration incorporate reciprocal approval for condo buildings between FHA and the GSEs if the administration declares a national housing emergency. Read More

Around the Industry

EPM brings VA lending in-house; House continuing resolution edits VA partial claim program; FHA updates Section 232 rehabilitation language. Read More

Inside FHA/VA Lending

View Archived Issues

Retail Channel Gains Share in Government Market in 2Q

FHA Chases Affordability Through Deregulation

EPM Taking Steps to Get Its FHA Direct Endorsement Restored

Servicers Prepare for FHA Waterfall Changes

HECM Lending Slips in Second Quarter

MISMO Seeks Comment on Government Servicing Dataset

CHLA Supports Condo Certification Reciprocity

Around the Industry

Latest Imf News

Borrower Lock-In Easing With Passage of Time

Ginnie Issuance Climbs Slightly in January

Fannie Economists See Interest Rates Staying Higher for Longer

Income and MBS Portfolio Increase at Armour in Fourth Quarter

Featured Data

CRE Securitization Rises in 2025 With Agency MF Boost

Refi Lending Nearly Doubles in 4Q, Purchase Share Drops

FHA Delinquencies Rise to Pandemic Levels

Expanded-Credit MBS Issuance Slows in 4Q

Featured Reports

Mortgage Profitability Report 3Q25 (PDF)

Mortgage Servicing Rights Report: 3Q25 (PDF)

IMF Mortgage Directory: Full interactive database

Agency Seller-Issuer Profile: 3Q25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside FHA/VA Lending

September 19, 2025

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?