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Home » Newsletters » Inside FHA/VA Lending

Inside FHA/VA Lending

June 27, 2025

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  • Inside FHA/VA Lending, Full Issue, June 27, 2025 (PDF)

VA Originations Down in 1Q as Refi Activity Falls Hard

Refi activity in the VA market cooled during the first quarter of 2025 and purchase-mortgage volume was also down. (Includes two data tables.) Read More

Correspondent Channel Gains Share in Government Market

The volume of government-insured loans originated through the correspondent channel increased 10.6% on a quarterly basis in the first quarter, while retail and broker originations shrank. (Includes data table.) Read More

HUD Director Promises More Deregulation

HUD Secretary Scott Turner promised continued deregulatory efforts at the agency. Read More

Servicers Losing Money Under HUD CWCOT Practice

Servicers may be required to overspend in auctions under HUD’s claims without conveyance of title program, according to the Mortgage Bankers Association. Read More

HUD Floats Leveling of FHA Multifamily Premiums

HUD plans to level upfront and annual mortgage insurance premiums across FHA multifamily programs. Read More

FHA Rolls Out Aid for 2025 Storms Amid Uncertainty

HUD has imposed foreclosure moratoriums for FHA-backed mortgages on homes in disaster-impacted areas across several states. Meanwhile, there are lingering questions about the impact of increasingly frequent disasters on FHA’s Mutual Mortgage Insurance Fund. Read More

RHS Considers Contracting Direct Loan Servicer

The Rural Housing Service expressed interest in contracting out the servicing of its direct loan portfolio. Read More

Around the Industry

HUD to shift headquarters; FHA lending update; VA launches improved help desk; FHA looks into BNPL; organizations sue HUD over Fair Housing Act grants. Read More

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Featured Data

  • FHA, VA Refi Endorsements Soar in Fourth Quarter

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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