May 30, 2025

Ginnie Bulk MSR Transfers Fall for Third Consecutive Quarter

Bulk transfers of mortgage servicing rights for loans held in Ginnie Mae mortgage-backed securities have gradually declined after peaking in the second quarter of 2024. (Includes two data tables.) Read More

FHA and Ginnie Stoic Amid Rising Late Rates

Officials at FHA and Ginnie Mae aren’t currently worried about steadily rising delinquency rates on government-backed loans, but they’re watching closely as FHA tightens its loss-mitigation protocols. Read More

FHA Upgrading IT to Make Up for Lost Staff

There’s been ongoing work at FHA to modernize its information technology systems, but now some of the upgrades will need to fill the shoes of laid-off workers. Read More

VA Refi Denials Decline in 2024 Amid Surge in Applications

The denial rate for VA home loan refinances fell sharply between 2023 and 2024, at the same time VA refi applications doubled, according to a new analysis by Inside FHA/VA Lending. (Includes data table.) Read More

Senate to Weigh Creating Partial Claim Option at VA

A bill that would give the Department of Veterans Affairs authority to establish a partial claims program awaits review by the Senate Committee on Veterans’ Affairs, after moving quickly through the House. Read More

USDA Eyes Guaranteed SFH Loan Subsidies

The U.S. Department of Agriculture’s Rural Housing Service is considering subsidizing a portion of its guaranteed home loans. Read More

UWM Offers FHA/VA ARMs, a Rarity

United Wholesale Mortgage is offering 5/1 adjustable-rate mortgage options for FHA and VA loans. Such loans are not common in the government-insured market. Read More

Around the Industry

HUD OIG reports large collections following audit; HUD Counseling Committee to hold virtual meeting on June 12; Ginnie’s Gormley emphasizes close working relationship with FHA officials; MBA survey sees flat FHA application share. Read More

Inside FHA/VA Lending

View Archived Issues

Ginnie Bulk MSR Transfers Fall for Third Consecutive Quarter

FHA and Ginnie Stoic Amid Rising Late Rates

FHA Upgrading IT to Make Up for Lost Staff

VA Refi Denials Decline in 2024 Amid Surge in Applications

Senate to Weigh Creating Partial Claim Option at VA

USDA Eyes Guaranteed SFH Loan Subsidies

UWM Offers FHA/VA ARMs, a Rarity

Around the Industry

Latest Imf News

Ginnie Share of Mortgage Servicing Reaches 18.3% in 3Q

Average Home Sale Price at KB Home Drops to 2023 Level

Ginnie to Align Liquidation Reporting With GSE Standards

Non-QM Lenders Tapping AI to Automate Underwriting

Featured Data

Largest Sellers See GSE Deliveries Wane in November

Third-Party Lenders Boost Market Share in Third Quarter

Bank Mortgage Repurchases Decline in Third Quarter

Mortgage REITs Up Agency MBS, Shed Non-Agency

Featured Reports

Agency Seller-Issuer Profile: 3Q25 (PDF)

Mortgage Servicing Rights Report: 3Q25 (PDF)

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside FHA/VA Lending

May 30, 2025

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?