July 19, 2024

Delinquencies Rise Among Government Loans in 2Q24

The performance of government-insured mortgages declined slightly in the second quarter of 2024, according to a new Inside FHA/VA Lending analysis of Ginnie Mae servicing disclosures. (Includes four data tables.) Read More

UWM Offers Discounts on VA, FHA Refis

The lender is offering a temporary 125-basis-point incentive on VA Interest Rate Reduction Refinance Loans and non-credit-qualifying FHA streamline loans. Read More

FHA Redrafts Proposed Servicing Defect Taxonomy

The redrafted proposal provides specific examples of defects and clearer, proportionate remedies to the potential harm. Read More

FHA 203(k) Home Repair Programs Revamped

HUD has increased the total rehabilitation costs that can be financed under FHA’s limited 203(k) program and extended the allowable time for rehab and repair work to be completed. Read More

HUD Proposes Rule on Sale of Delinquent FHA Loans

The proposed rule seeks to create a permanent program governing the sale of seriously delinquent FHA-insured single-family mortgages and foreclosed home equity conversion mortgages. Read More

HUD Sets New Targets for FHA Rules in Progress

HUD’s spring regulatory agenda includes about a dozen FHA-related items in the proposed or final rule planning stage. Read More

FHA Issues Draft ML on HECM Debenture Interest Rates

FHA plans to retroactively adjust the calculation of debenture interest rates for claims filed on HECMs due or payable since Sept. 19, 2017. Read More

Around the Industry

Senate passes the VA Home Loan Awareness Act; USDA updates income limits for home loan programs; the Department of Housing and Urban Development and the Federal Emergency Management Agency announce partnership to address disaster housing recovery challenges. Read More

Inside FHA/VA Lending

View Archived Issues

Delinquencies Rise Among Government Loans in 2Q24

UWM Offers Discounts on VA, FHA Refis

FHA Redrafts Proposed Servicing Defect Taxonomy

FHA 203(k) Home Repair Programs Revamped

HUD Proposes Rule on Sale of Delinquent FHA Loans

HUD Sets New Targets for FHA Rules in Progress

FHA Issues Draft ML on HECM Debenture Interest Rates

Around the Industry

Latest Imf News

Agency Jumbo Volume Holds Steady in Third Quarter

Housing Bill With Bipartisan Support Introduced in House

Fannie Mae’s MBS Holdings Increase Again in November

Trump Admin Reorients FSOC to Growth and De-Regulation

Featured Data

Non-Agency Jumbo Originations Slow in Third Quarter

Jumbo Servicing Volume Slightly Down in Third Quarter

Refis Lift Agency MBS to Three-Year High in November

Broker Channel Regains Some Share in Third Quarter

Featured Reports

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Mortgage Profitability Report 2Q25 (PDF)

IMF HMDA Dashboard: 2024

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside FHA/VA Lending

July 19, 2024

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?