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Inside FHA/VA Lending

July 5, 2024

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Ginnie Issuance Up in 2Q24, Driven by Purchases

Second-quarter Ginnie Mae securitization growth was strongest among purchase-loan originations. But refis picked up steam over 2023. (Includes four data tables.) Read More

Lenders Raise Concerns on FHA Cyber Incident Policy

FHA said it would consider stakeholder feedback in future policy updates. But industry trade groups are already calling for changes to the cyber incident reporting requirements announced and launched in May. Read More

VA, Servicers Work Through VASP Implementation

Servicers have until Oct. 1 to implement the new VA Servicing Purchase loss-mitigation program. Meanwhile, the House Committee on Veterans’ Affairs introduced legislation to authorize a VA partial-claim loss-mitigation option. Read More

Ginnie Seeks Comments on HECM Repooling Proposal

Ginnie Mae last week proposed a new pool type to allow repooling of home equity conversion mortgages that have reached their buyout limit. Comments on the HMBS 2.0 term sheet are due July 31. Read More

House Subcommittee Moves FY25 HUD Funding Forward

The allotment for Ginnie Mae falls short of both the Biden administration’s requests and input from the mortgage industry. Read More

Correspondents Lose Ground in 1Q24 Govt. Lending

Retail lenders and brokers boosted their respective market shares in government-insured mortgage production during the first quarter of the year though correspondents still were the dominant channel. (Includes data table.) Read More

Local Market Factors Impact FHA Loan Performance

Borrowers’ perceptions of their home valuations are influenced by localized stressors, according to economists in HUD’s Office of Policy Development and Research. Read More

Mobility Hampers Active-Duty Homeownership

Age and mobility account for 73% of the homeownership gap between active-duty servicemembers and the nonmilitary population, according to a recent report from the Urban Institute’s Housing Finance Policy Center. Read More

Around the Industry

FHA to host stakeholder meeting on new reconsideration of value requirements; former Ginnie Mae executive joins the Housing Policy Center; and more news in brief. Read More

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