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Inside FHA/VA Lending

February 2, 2024

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Ginnie Deliveries Level in January, Helped by Refis

Ginnie MBS issuance held steady in January compared with the previous month. Refinance volume ticked up and volume involving modified loans was down. FHA loans accounted for 62.9% of issuance. (Includes two data tables.) Read More

FHA, VA Considering Bi-Merge Credit Scoring Process

The Community Home Lenders of America recently called for a single credit scoring process across conventional and government home loan programs. Spokespersons for FHA, VA this week said the agencies are considering a bi-merge credit scoring process. Read More

Senators Introduce VA Loss-Mitigation Bill

The bill offered by Democratic leaders would create a partial claims program similar to FHA’s offering. Read More

Banco Popular Stands Out Retaining FHA Loans

The vast majority of FHA loans originated by both banks and nonbanks are securitized. Meanwhile, Banco Popular is retaining some of its FHA production in portfolio. Read More

Researchers Explore FHA Borrower Discrimination

Real estate agents keep a significant percentage of home listings away from being advertised to FHA borrowers, new research shows. Read More

VA Clarifies Underwriter Employee Policies

A recent VA circular detailed how lenders can nominate new VA-approved credit underwriters. Read More

GAO Highlights Risks From Expanding Hospital Financing

FHA insured about $17.1 billion in new loans under its hospital mortgage insurance program between fiscal years 2000 and 2022, the Government Accountability Office said in a new report. Read More

Nonprofits Applaud RHS Sections 502, 504 Proposals

Rural housing nonprofits want USDA’s Rural Housing Service to take additional steps to improve its Section 502 direct loan program and Section 504 loan and grant program, such as improving staffing and information technology. Read More

Around the Industry

House passes tax bill with LIHTC provisions; FHA finalizes rules on branch office registration requirements; HUD to hold meeting of the Manufactured Housing Consensus Committee; and other news. Read More

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