October 14, 2022

Ginnie MBS Production Continues to Slide in Third Quarter

Issuance of new Ginnie Mae mortgage-backed securities fell 10% in the third quarter. Purchase-money activity climbed at both FHA and VA, but not enough to offset declines in loan mods and cash-out refinances. Read More

FHA Lenders Wait for Cut to Mortgage Insurance Premium

With the FHA MMIF actuarial audit due next month, industry watchers are speculating the timing of an announcement of a potential MIP cut. Read More

VA Targets Native Veteran Borrowers With Holistic Approach

A VA Native American Direct Loan offers the same benefits as one from the VA home loan guaranty program but with no private lender in the middle, said John Bell of the VA Loan Guaranty Service. Read More

FHA Opens RFI on Small Mortgage Loan Originations

FHA is seeking comments through Dec. 5 on its request for information on barriers to small mortgage lending. Read More

CHLA Asks Senate to Fund FHA Catalyst IT Upgrades

The House and Senate passed separate bills over the summer containing funding for the Department of Housing and Urban Development for the next fiscal year. Read More

Ginnie’s Nonbank Standards Remain Under Scrutiny

Industry analysts continue to assess Ginnie Mae’s new nonbank issuer eligibility requirements and what impact they might have on the mortgage market. Read More

HUD Outlines Florida Disaster Assistance Programs

The Department of Housing and Urban Development has issued a 90-day moratorium on foreclosures of FHA mortgages, among other measures. Read More

Around the Industry

Ginnie eyeing permanent emergency credit facility for nonbanks; USDA to hold training sessions on Guaranteed Underwriting System; home equity among seniors hits new record; Ginnie plans temporary business outage; Mortgage Bankers Association rustles support for VA appraisal bill; USDA expands Native American Relending Pilot program. Read More

Inside FHA/VA Lending

View Archived Issues

Ginnie MBS Production Continues to Slide in Third Quarter

FHA Lenders Wait for Cut to Mortgage Insurance Premium

VA Targets Native Veteran Borrowers With Holistic Approach

FHA Opens RFI on Small Mortgage Loan Originations

CHLA Asks Senate to Fund FHA Catalyst IT Upgrades

Ginnie’s Nonbank Standards Remain Under Scrutiny

HUD Outlines Florida Disaster Assistance Programs

Around the Industry

Latest Imf News

Ginnie Gains More Servicing Share During First Quarter

Fed’s Warsh Unlikely to Drive Down Interest Rates on Mortgages

CFPB Rescinds 2020 Opinion on Special Purpose Credit Programs

New Investors Entering Market for Non-Agency MBS

Featured Data

Ginnie Issuance Down in May as Refis Slump

Jumbo Servicing Volume Bumps Higher in 1Q

Non-Agency Jumbo Lending Drops in First Quarter

REITs Boost MBS Holdings, AGNC Rises to Top Investor

Featured Reports

GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

Agency Channel Analysis: 1Q26 (PDF)

Guide to Mortgage Lending to First-Time Homebuyers

IMF HMDA Dashboard: 2025

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside FHA/VA Lending

October 14, 2022

Download Files:

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?