December 17, 2021

Correspondent Channel Up in Fading FHA/VA Market

PennyMac Financial had the biggest correspondent platform in the FHA/VA market at the end of the third quarter, but a handful of competitors were gaining ground. (Includes data chart.) Read More

Senate Confirms McCargo as Ginnie Mae President

Alanna McCargo will be the first Senate-confirmed president of Ginnie Mae since 2017. Read More

FHA’s Regulatory Workload Remains Significant in 2022

A rule allowing borrowers to purchase private flood insurance can be expected in February, according to HUD’s recently released agenda. Read More

House Subcommittee Hears Tips for VA Home Loan Program

Industry stakeholders want mortgage lenders, real estate agents and Congress to work with the Department of Veterans Affairs to enhance the VA home loan program. Read More

California Leads States in HECM Lending

California continued to have a solid lead in originations of home-equity conversion mortgages in the first nine months of 2021. (Includes two data charts.) Read More

MBA Seeks Changes to FHA Single-Family Handbook

The Mortgage Bankers Association has sent 39 proposed origination-focused revisions for FHA’s single-family policy handbook. Read More

Industry Asks FHA for Quick Transition From LIBOR

In comments due last week, industry and consumer groups sought clarity on the transition from LIBOR for adjustable-rate mortgages. Read More

FHA’s Quality Assurance Team Hears From Servicers

FHA mortgage lenders and servicers shared their concerns with the agency’s single-family housing quality assurance team this week. Read More

Around the Industry

Vacant loan sale held by HUD; FHA extends comment deadline on servicing defect taxonomy; VA policy agenda includes plans to finalize a rule for cash-out refis; VA informs on certain appraisal policies; Ginnie Mae reminds issuers to complete renewals or certifications for master agreements; Ginnie revises definition of high-balance loan limits. Read More

Inside FHA/VA Lending

View Archived Issues

Correspondent Channel Up in Fading FHA/VA Market

Senate Confirms McCargo as Ginnie Mae President

FHA’s Regulatory Workload Remains Significant in 2022

House Subcommittee Hears Tips for VA Home Loan Program

California Leads States in HECM Lending

MBA Seeks Changes to FHA Single-Family Handbook

Industry Asks FHA for Quick Transition From LIBOR

FHA’s Quality Assurance Team Hears From Servicers

Around the Industry

Latest Imf News

Ginnie Gains More Servicing Share During First Quarter

Fed’s Warsh Unlikely to Drive Down Interest Rates on Mortgages

CFPB Rescinds 2020 Opinion on Special Purpose Credit Programs

New Investors Entering Market for Non-Agency MBS

Featured Data

Ginnie Issuance Down in May as Refis Slump

Jumbo Servicing Volume Bumps Higher in 1Q

Non-Agency Jumbo Lending Drops in First Quarter

REITs Boost MBS Holdings, AGNC Rises to Top Investor

Featured Reports

GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

Agency Channel Analysis: 1Q26 (PDF)

Guide to Mortgage Lending to First-Time Homebuyers

IMF HMDA Dashboard: 2025

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside FHA/VA Lending

December 17, 2021

Download Files:

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?