| Inside Mortgage Finance

Ginnie 1-Fam MBS Business Edges Lower in November, Refi Up

Freedom Mortgage and PennyMac remained the top Ginnie MBS issuers in November, though their monthly production was down slightly. Quicken and Lakeview gained ground. (Includes two data charts.) Read More

The HUD Job is Settled. Next Up: Chiefs of FHA and Ginnie

The incoming Biden administration has picked a HUD secretary, legislator Marcia Fudge. Next up: the FHA and Ginnie Mae jobs. Read More

Ginnie Keeping an Eye on the ‘Buyout’ Craze

It’s no secret that early buyouts of delinquent FHA and VA loans are rising. Ginnie Mae, as might be expected, is keeping a close watch. (Includes data chart.) Read More

Rare Spottings of Ginnie Bulk MSR Deals

Ginnie Mae MSR auctions are a reality once again. Stay tuned. Read More

Overall, Forbearance is Flat Except in Ginnies

High unemployment readings are fueling an increase in Ginnie forbearance. Trouble ahead? Read More

Bill Would Increase the Pool of Eligible VA Borrowers

The Senate passed legislation that would open up the VA loan program to members of the National Guard. Read More

Rising Home Prices Lead to Higher Loan Limits

The FHA announced a 7.4% increase in loan limits for 2021, spurred by rising median home prices. Read More

FHA Chief’s Criticism on Loan Limits No Big Deal?

Was FHA chief Dana Wade out of line on her criticism of the high-cost loan limit? Not really but it was (sort of) rare. Read More

Millennial Homebuying Flies In the Face of Convention

Nearly 93% of all the FHA loans to millennials that closed in October were for home purchases. Read More

Biden Taps Former Obama Chief of Staff to Head VA

McDonough will head the second largest federal agency, with more than 400,000 employees and a $200 billion budget. Read More

FHA Delinquency Rate Rises Sharply

The delinquency rate rose 54.9 basis points month-on-month to 18.33% in October. (Includes data chart.) Read More

Inside FHA/VA Lending

December 11, 2020

View Archived Issues

Ginnie 1-Fam MBS Business Edges Lower in November, Refi Up

The HUD Job is Settled. Next Up: Chiefs of FHA and Ginnie

Ginnie Keeping an Eye on the ‘Buyout’ Craze

Rare Spottings of Ginnie Bulk MSR Deals

Overall, Forbearance is Flat Except in Ginnies

Bill Would Increase the Pool of Eligible VA Borrowers

Rising Home Prices Lead to Higher Loan Limits

FHA Chief’s Criticism on Loan Limits No Big Deal?

Millennial Homebuying Flies In the Face of Convention

Biden Taps Former Obama Chief of Staff to Head VA

FHA Delinquency Rate Rises Sharply

Latest Imf News

GSE Deliveries by Top Players Decline in November

Fed’s Rate Cut Not Expected to Help Mortgages Much

GSEs Update Guidelines Tied to Fraud

SG Capital Partners Returns as Expanded-Credit MBS Issuer

Featured Data

Refis Lift Agency MBS to Three-Year High in November

Broker Channel Regains Some Share in Third Quarter

Nonbanks Post Small Drop in Mortgage-Banking Income

Bank MSR Portfolios Shrink Slightly, Valuation Strong

Featured Reports

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Mortgage Profitability Report 2Q25 (PDF)

IMF HMDA Dashboard: 2024

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside FHA/VA Lending

December 11, 2020

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?