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Lower Rates Fuel Strong Demand for FHA Product in 2019

FHA endorsements in the fourth quarter of 2019 were the highest in years. Most of the increase was in the refinancing business led by the lower interest rate environment. Read More

Strong Refi Activity Sets New Record for VA Originations

VA originations set a new record in the fourth quarter despite a slump in purchase lending. Nonetheless, purchase mortgages accounted for a large share of total VA business in 2019. Read More

Trump Nominates Dana Wade as FHA Commissioner

President Trump confirmed industry rumors by announcing his intent to nominate Dana Wade as FHA commissioner and assistant secretary for housing. Read More

Don’t Expect More Guidance On FCA Enforcement: DOJ

The Justice Department sees no need to issue additional guidance on defective FHA loans. The agency believes the actions undertaken so far will encourage depository institutions’ participation in the FHA program. Read More

HUD 2021 Budget Has Legislative Proposals for FHA, Ginnie

HUD sought no changes in its funding request for FHA and Ginnie but has called for legislative reforms, and will seek them through the authorization, rather than the appropriations, process. Read More

CHLA Asks FHA to Drop Life-of-Loan Premium Policy

Community mortgage lenders are asking FHA to drop its life-of-loan premium policy that requires borrowers to pay annual mortgage insurance premium until their loan is fully paid. Read More

USDA Policy Tweak Puts MF Rehab Loans in Jeopardy

Thousands of rural multifamily rehabilitation loans have become ineligible for a Ginnie guarantee due to USDA’s reformed interpretation of its subordinate-lien policy. Read More

No Clean Audit Opinions for Ginnie, HUD 2019 Financial Statements

HUD inspector general was unable to sign off on HUD’s and Ginnie Mae’s 2019 financial statements due to a lack of evidence that past accounting weaknesses and issues have been satisfactorily resolved. Read More

Inside FHA/VA Lending

February 21, 2020

View Archived Issues

Lower Rates Fuel Strong Demand for FHA Product in 2019

Strong Refi Activity Sets New Record for VA Originations

Trump Nominates Dana Wade as FHA Commissioner

Don’t Expect More Guidance On FCA Enforcement: DOJ

HUD 2021 Budget Has Legislative Proposals for FHA, Ginnie

CHLA Asks FHA to Drop Life-of-Loan Premium Policy

USDA Policy Tweak Puts MF Rehab Loans in Jeopardy

No Clean Audit Opinions for Ginnie, HUD 2019 Financial Statements

Around the Industry

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Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside FHA/VA Lending

February 21, 2020

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?